We, the commercial credit analysts, determine how worthy and reliable a business applicant is when he or she is seeking commercial loans. We collect and review an applicant’s financial information and other documents to understand how financially stable the borrower is and to seek if the borrower will be able to repay the loan or not. We provide our services to decide whether to approve or reject the loan application. Also, we make reports on the degree of risk associated with the loan.
- analyzing financial information and calculating the financial ratios
- determining profitability of a loan and preparing reports
- recommending payment plans and interest rates