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Salary and Benefits

Commercial Credit Analyst
$48K-$59K / yr. (est.)
$49K
$53,956 / year
$59K
Average base salary
The salary information provided is based on data collected from various reliable sources and may vary depending on individual qualifications and other factors.

About Commercial Credit Analyst

What does a Commercial Credit Analyst do?

We, the commercial credit analysts, determine how worthy and reliable a business applicant is when he or she is seeking commercial loans. We collect and review an applicant’s financial information and other documents to understand how financially stable the borrower is and to seek if the borrower will be able to repay the loan or not. We provide our services to decide whether to approve or reject the loan application. Also, we make reports on the degree of risk associated with the loan.

Core tasks:

  • analyzing financial information and calculating the financial ratios
  • determining profitability of a loan and preparing reports
  • recommending payment plans and interest rates

Insights

How Many Years of Experience Do Professionals Need Before Becoming Commercial Credit Analyst?
On average, people work 3-5 years in other positions prior to becoming a Commercial Credit Analyst.
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Commercial Credit AnalystHouston, TX - A year ago
y'all chill, sometimes experience in other fields provides a fresh perspective and diverse skills. 3-5 years ain't a bad idea.
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Commercial Credit AnalystMiami, FL - A year ago
who says there's a specific path to become a commercial credit analyst? I started my career in finance and jumped into this role without any detours! 😉
How Long Do Commercial Credit Analyst Employees Typically Stay in Their Roles?
On average, Commercial Credit Analysts works in this position for 1-3 years across multiple employers.
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Financial PlannerHouston, TX - A year ago
This infographic doesn't tell the full story! 😡 A Financial Planner knows that the qualifications for a Credit Analyst are extensive - financial certifications, a bachelor's degree, and real-life experience are often required!
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Private BankerMiami, FL - A year ago
u talkn' 'bout commercial credit analys', dawg? As an Investment Banker, I know they're a dime a dozen. It ain't an easy job, but it don't take 1-3 years to learn the ropes!
What Is the Job Hopper Score for Commercial Credit Analyst Employees?
Moderate job changes in Commercial Credit Analyst, showing some career movement without excessive turnover.
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HR CoordinatorHouston, TX - A year ago
🙄 This infographic oversimplifies the career trajectory of a Commercial Credit Analyst. Reality is much more complex.
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IT SpecialistSan Francisco, CA - A year ago
lol🤣 Commercial Credit Analysts are stuck in a monotonous loop of paperwork and data analysis, don't let this infographic fool you!

Career path

Path to job

Discover a Commercial Credit Analyst's areas of knowledge sorted by their majors.
Explore the list of higher education institutions that a Commercial Credit Analyst typically studied at.
Grand Valley State University
Louisiana State University-Alexandria

Path after job

Community

Demographics

What Is the Age and Gender Ratio of Commercial Credit Analyst Employees?
Gender ratio in Commercial Credit Analyst position: 0.719917012448133 Male and 0.280082987551867 Female. Age ratio in Commercial Credit Analyst position: 16-20: 3%, 21-30: 84%, 31-40: 10%, 41-50: 2%, 51-60: 1%, 60+: 0%. Commercial Credit Analyst position is predominantly male (72.0%) with the largest age group being 21-30 years old, followed by 31-40 years old.
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Commercial Credit AnalystSeattle, WA - A year ago
So you're telling me I won't find any encouragement or mentorship from older folks in this field? What a joke! 😡
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Commercial Credit AnalystPhoenix, AZ - A year ago
Age matters, we need experienced individuals in the industry to share their wisdom. 🙌

Workplaces

Who Are the Top Employers for Commercial Credit Analyst?
Top employers of Commercial Credit Analyst position: Capital One, Citi, JPMorgan Chase & Co.. People who work in Commercial Credit Analyst position most typically go on to work for the Capital One.
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Commercial Credit AnalystHouston, TX - A year ago
🤔 I've worked for all three, and I'd say Citi provides better career growth opportunities and a more collaborative work environment for Commercial Credit Analysts.
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Commercial Credit AnalystPhiladelphia, PA - A year ago
Guys, why fight over the top employer? Each bank has its pros and cons. It all comes down to personal preference and the specific banking culture you thrive in!
Capital One
Citi
JPMorgan Chase & Co.
What Industries Does Commercial Credit Analyst Typically Have Experience In?
Industry Background: The most typical industries of Commercial Credit Analyst: Finance & Insurance, Professional / Scientific / Technical, Administrative & Support, Retail, Manufacturing. Commercial Credit Analyst employees most likely come from a Finance & Insurance industry background.
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Commercial Credit AnalystHouston, TX - A year ago
🤷 No doubt, big corporations have broader resources and support, but small businesses drive innovation and spur economic growth too!
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Commercial Credit AnalystPhiladelphia, PA - A year ago
⚡Whether it's a large corporation or a small business, as a Commercial Credit Analyst, it's about assessing their financials accurately and making sound decisions for lenders!

Find your job as Commercial Credit Analyst

Discussion about Commercial Credit Analyst

Want to know more about Commercial Credit Analyst position?
Share your thoughts and ideas about Commercial Credit Analyst position with others in our community.
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What is the women/men ratio in the job of Commercial Credit Analyst?
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Sophie Hayes3 years ago
Mostly men choose this job, but women also choose this.
What is the most common age of a Commercial Credit Analyst?
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Sophie Hayes3 years ago
26 is the average age of people working as a Commercial Credit Analyst.
Is a Commercial Credit Analyst considered to be a senior profession?
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Isabella Holmes3 years ago
You should work for 4 years on average to become a Commercial Credit Analyst.
Which industries are highly likely to employ a Commercial Credit Analyst?
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Liam Brown3 years ago
For a Commercial Credit Analyst it’s the most likely to work in the Finance & Insurance.
Do I need a degree to work as a Commercial Credit Analyst?
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Isabella Holmes3 years ago
A Bachelor of Science degree could not hurt if you want to be a Commercial Credit Analyst
Which company employs the most people in the Commercial Credit Analyst role?
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Sophie Hayes3 years ago
Working as a Commercial Credit Analyst it might be a good next step to work for Capital One, Citi, JPMorgan Chase & Co., TD and U.S. Bank
How many years do people work as a Commercial Credit Analyst before changing their role?
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Sophie Hayes3 years ago
A Commercial Credit Analyst typically moves on after 2 years
Is it common for people to switch companies and still work as a Commercial Credit Analyst?
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Benjamin Gardner3 years ago
a Commercial Credit Analyst is not a typical job hopper, but might change companies.
From which job titles people come from to work as a Commercial Credit Analyst?
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Sophie Hayes3 years ago
Typical prior positions for a Commercial Credit Analyst are Credit Analyst, Financial Analyst or Branch Manager
What typical professions people working as a Commercial Credit Analyst switch to?
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Benjamin Gardner3 years ago
Credit Analyst, Commercial Loan Officer or Portfolio Manager can be a good next step
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