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Salary and Benefits

Personal Lines Underwriter
$48K-$59K / yr. (est.)
$49K
$54,340 / year
$60K
Average base salary
The salary information provided is based on data collected from various reliable sources and may vary depending on individual qualifications and other factors.

About Personal Lines Underwriter

What does a Personal Lines Underwriter do?

As the personal lines underwriters, we are responsible for looking into insurance applications and deciding whether an applicant is eligible for insurance or not. Our job role requires us to thoroughly check the applications, financial status, and other essential data. As the personal lines underwriters, we are very vigilant individuals because we work in an environment where we look after people’s lives. Our job also expects us to contact various financial departments and commercial underwriters to run a clients’ background check without wasting time efficiently.

Core tasks:

  • managing insurance applications
  • accepting or rejecting house, life, and car insurances
  • running a background check
  • managing paperwork

Insights

How Many Years of Experience Do Professionals Need Before Becoming Personal Lines Underwriter?
On average, people work 3-5 years in other positions prior to becoming a Personal Lines Underwriter.
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Personal Lines UnderwriterPhoenix, AZ - 7 months ago
are you kidding me? It took me forever to land this job and now you're saying it only takes a couple of years? 🤬
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Personal Lines UnderwriterDenver, CO - 7 months ago
well, I guess I'm an anomaly then, because it definitely took me less than 3 years to become an underwriter
How Long Do Personal Lines Underwriter Employees Typically Stay in Their Roles?
On average, Personal Lines Underwriters works in this position for 5+ years across multiple employers.
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Claims AdjusterHouston, TX - 7 months ago
Personal Lines Underwriters might be job hoppers, but that doesn't necessarily make them unreliable. Sometimes, seeking new challenges and experiences can lead to professional growth and a broader skillset!
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Insurance BrokerMiami, FL - 7 months ago
🔥Hold up, folks! Personal Lines Underwriters aren't necessarily less dedicated just because they switch jobs more frequently. Some insurance companies don't offer enough growth opportunities or benefits to keep them around!
What Is the Job Hopper Score for Personal Lines Underwriter Employees?
Frequent job changes in Personal Lines Underwriter, indicating a willingness to change companies and roles more frequently.
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Customer Service RepresentativeDallas, TX - 7 months ago
Personally, I prefer underwriters who stick around longer. Building relationships with stable underwriters makes our job as customer service reps easier and more efficient.
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Regional ManagerAtlanta, GA - 7 months ago
👀 I've seen it all and I think frequent job changes in personal lines underwriters indicate a lack of commitment and loyalty to their employers.

Career path

Path to job

How long does a Personal Lines Underwriter work in this position across multiple employers?
28 %
Underwriter
Avg. length of tenure:4 years
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Read more
18 %
Customer Service Representative
Avg. length of tenure:3 years
Show jobs
Read more
Discover a Personal Lines Underwriter's areas of knowledge sorted by their majors.
Explore the list of higher education institutions that a Personal Lines Underwriter typically studied at.
Illinois State University
Iowa State University

Path after job

Community

Demographics

What Is the Age and Gender Ratio of Personal Lines Underwriter Employees?
Gender ratio in Personal Lines Underwriter position: 0.476794847508998 Male and 0.523205152491002 Female. Age ratio in Personal Lines Underwriter position: 16-20: 5%, 21-30: 76%, 31-40: 14%, 41-50: 4%, 51-60: 1%, 60+: 0%. Personal Lines Underwriter position is predominantly female (52.3%) with the largest age group being 21-30 years old, followed by 31-40 years old.
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Personal Lines UnderwriterSan Francisco, CA - 7 months ago
It's concerning that we don't see any representation for people over the age of 60. We need more diversity in the age groups. 😠
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Personal Lines UnderwriterNew York City, NY - 7 months ago
Age shouldn't be a determining factor in professional success. The job should be about skills and not just about how old you are! It's unfair. 😡

Workplaces

Who Are the Top Employers for Personal Lines Underwriter?
Top employers of Personal Lines Underwriter position: Auto-Owners Insurance, Chubb, Nationwide. People who work in Personal Lines Underwriter position most typically go on to work for the Auto-Owners Insurance.
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Personal Lines UnderwriterNew York City, NY - 7 months ago
Chubb's claim settlement process is unbelievable slow. You could go gray waiting for them to make a decision. I'll pass on considering it a top employer.
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Personal Lines UnderwriterSan Francisco, CA - 7 months ago
Nationwide's package policies offer extensive coverage options. Their underwriters play a crucial role in protecting policyholders in the ever-changing insurance landscape.
Auto-Owners Insurance
Chubb
Nationwide
What Industries Does Personal Lines Underwriter Typically Have Experience In?
Industry Background: The most typical industries of Personal Lines Underwriter: Finance & Insurance, Professional / Scientific / Technical, Health Care, Arts / Entertainment / Recreation, Administrative & Support. Personal Lines Underwriter employees most likely come from a Finance & Insurance industry background.
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Personal Lines UnderwriterNew York City, NY - 7 months ago
This profession requires intense attention to detail, as we need to ensure our clients are adequately protected while minimizing risk. It's not for the faint-hearted!
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Personal Lines UnderwriterMiami, FL - 7 months ago
Lol, seriously people, why can't you just read the policy documents? Don't come crying to me when your claim gets denied because you didn't follow the guidelines! 🙄

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Discussion about Personal Lines Underwriter

Want to know more about Personal Lines Underwriter position?
Share your thoughts and ideas about Personal Lines Underwriter position with others in our community.
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Do a lot of women work as a Personal Lines Underwriter?
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Benjamin Gardner3 years ago
The women/men ratio is well balanced.
What is the most common age of a Personal Lines Underwriter?
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Isabella Holmes3 years ago
The typical age is 27 for a Personal Lines Underwriter.
How much experience is typically required to work as a Personal Lines Underwriter?
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Isabella Holmes3 years ago
4 years of experience is needed on average for a Personal Lines Underwriter.
What industries does a Personal Lines Underwriter typically work in?
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Sophie Hayes3 years ago
Finance & Insurance employs the most.
What kind of higher education a Personal Lines Underwriter need?
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Liam Brown3 years ago
Most people have a Bachelor of Science degree
Which company is likely to have openings for Personal Lines Underwriter positions?
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Liam Brown3 years ago
Auto-Owners Insurance, Chubb, Nationwide, State Farm and Travelers has the most employees.
How many years do people work as a Personal Lines Underwriter before changing their role?
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Isabella Holmes3 years ago
On average people change after more than 5 years.
Is it common for people to switch companies and still work as a Personal Lines Underwriter?
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Isabella Holmes3 years ago
Getting experience working for multiple companies is typical for a Personal Lines Underwriter.
From which job titles people come from to work as a Personal Lines Underwriter?
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Isabella Holmes3 years ago
Most people come from Underwriter, Customer Service Representative or Underwriting Assistant roles
What can be the next step in your career path from Personal Lines Underwriter?
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Liam Brown3 years ago
Consider the following: Underwriter, Commercial Lines Underwriter or Commercial Underwriter
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Disclaimer

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