As Credit Risk Analysts, we are responsible for conducting a thorough analysis of financial statements and credit evaluation assessment. We maintain credit risk models for mortgage loan portfolios. We build algorithmic solutions to help the model implementation and performance monitoring. Performing stress testing to evaluate portfolio risks in various economic scenarios is also a part of our duty. We evaluate financial data. Working as Credit Risk Analysts, we are responsible for assessing the performance and risks of whole loan and investment portfolios using business intelligence tools. We evaluate mortgage defaults and delinquencies using advanced statistical techniques. Finally, we conduct credit assessments of member institutions based on their financial results.
Core tasks:
- developing and preparing spreadsheets
- making recommendations based on credit risk analysis
- keeping up with the latest financial news and developments
- consulting with clients regarding financial transactions and credit limits