Hanmi Bank is a banking service with headquarters located in California. Its mission is to provide quality financial services to its customers. They are business experts and aids the small business to grow and succeed. It provides a wide range of products that include SBA lending, real estate lending, equipment leasing, specialty lending, and treasury management. IT offers mobile banking, online banking, order checks, banking forms, e-statement services. It also provides personal and business checks, savings, and debit cards. It is offering career opportunities for the BSA analyst, service associate, loan funder, branch manager, risk analyst, loan underwriter, and other positions.
This position is responsible for conducting credit analyses including gathering, analyzing and interpreting credit information on prospective customers. Monitors loan portfolios in order to maximize credit quality and minimize risk and potential loss. Maintains control over the credit standings of accounts and furnishes information relative to credit inquiries, as appropriate. Ensures compliance with established Bank policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: GLBA (Gramm-Leach-Bliley Act), Regulation Z (Truth in Lending Act), Regulation DD (Truth in Savings Act) Regulation B (Equal Credit Opportunity Act), Dodd–Frank Wall Street Reform and Consumer Protection Act (Dodd Frank Act), Elder Abuse Laws, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Right to Financial Privacy Act (state and federal) and Community Reinvestment Act. Uses proprietary software and Excelto perform regular loss estimation calculations; Reviews ALLL models and procedures, recommending enhancements, and implementing improvements to the process; Responsible for Stress Testing Models Develops models for new accounting requirements; Measures and documenting the historic performance of quantitative ALLL models; Keeps abreast of state of the art credit loss estimation techniques; Works with technology specialists to ensure the ALLL reports are accurate; Gathers economic data used in the ALLL; Conducts peer analyses; Documents all components of the ALLL; Performs SOX controls; Performs special projects as required by senior management: Obtains data to perform portfolio concentration analysis and assist in the preparation on the monthly allowance for loan and lease loss (ALLL). Assists in the preparation of any reports required from Credit Administration. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct. Performs duties specific to the position and other functions as assigned.